Policy

Our Privacy Pledge To You

At Monterey Bay Financial, Inc we are committed to providing you the financial products and services you request. We believe your information should be handled safely and securely.

Protecting your privacy is important to us. We value the trust you have placed in us, and your continued confidence is important to us.

As you review our pledge, please remember that we appreciate the confidence that you have placed in us by entrusting us with nonpublic personal information. Our pledge applies to the personal information that we have gathered about you.

Please review our Privacy Protection Policy.

Confidentiality and Security

We restrict access to personal information about you to only those employees who need information to provide products or services you have requested.

We maintain up-to-date physical, electronic, and procedural safeguards to prevent identity theft.

We train our employees on their roles in protecting customers' personal information.

In the event we outsource service to other companies, we select these companies carefully. They must keep shared information safe and secure, and we allow them to use or share the information for only the job they are requested to do. We do not share or sell your information with any third parties for any reason.

Monterey Bay Financial, Inc. strives to comply with all applicable laws around the country that are designed to protect your privacy.

Although legal requirements may vary from state to state, Monterey Bay Financial, Inc. intends to adhere to the principles set forth in this Online Privacy Policy even if, in connection with the above, we transfer your personal information from your state to a state that may not require an "adequate" level of protection for your personal information. In other words, we protect your personal information no matter where your personal information is collected, transferred, or retained.

Notice

Where Monterey Bay Financial, Inc. collects personal information on the web, we intend to post a purpose statement that explains why personal information will be collected and whether we plan to share such personal information outside of the company or those working on Monterey Bay Financial Inc. 's behalf. We do not intend to transfer personal information without your consent to third parties who are not bound to act on Monterey Bay Financial, Inc. 's behalf unless such transfer is legally required.

Choice

You may choose whether to provide personal information to us. The notice we intend to provide where Monterey Bay Financial, Inc. collects personal information on the Web should help you to make this choice. If you choose not to provide the personal information we request, you can still visit most of Monterey Bay Financial, Inc. Web site, but you may be unable to access certain options, offers, and financial services that involve our interaction with you.

If you chose to have a relationship with Monterey Bay Financial, Inc. , such as a consumer or other business relationship or partnership, we will naturally continue to contact you in connection with that business relationship.

Security

Wherever your personal information may be held within Monterey Bay Financial, Inc. or on its behalf, we intend to take reasonable and appropriate steps to protect the personal information that you share with us from unauthorized access or disclosure.

Access/Accuracy

To the extent that you do provide us with personal information, Monterey Bay Financial, Inc. wishes to maintain accurate personal information. Where we collect personal information from you on the Web, our goal is to provide a means of contacting Monterey Bay Financial, Inc. if you need to update or correct that information. If for any reason those means are unavailable or inaccessible, you may send updates and corrections about your personal information to privacy@montereybayfinancial.com and we will make reasonable efforts to incorporate the changes in your personal information we hold as soon as practicable.

Thank you for your business!